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Citrus Part D - Evidence of Coverage

Summary Of Benefits For 2009
Citrus Plans Citrus Part D Citrus Part D Plus
Counties English English
Brevard, Hernando, Hillsborough, Indian River, Lake, Marion, Orange, Osceola, Pasco, Pinellas, Sarasota, Seminole, Sumter, Volusia (Area1) Yes Yes
Palm Beach, St. Lucie (Area2) Yes Yes
Polk (Area 3) Yes Yes
Dade, Broward (Area 4) Yes Yes
Broward, Dade, Hillsborough, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Seminole, St. Lucie, Volusia Yes Yes
Broward, Palm Beach, St.Lucie ,Hillsborough, Orange, Osceola, Pasco, Pinellas, Seminole, Volusia, Dade, Polk, Marion, Lake, Sumter, Hernnando, Brevard, Sarasota, Indian River Yes Yes
All Counties in the State of Florida Yes Yes
Benefit Category Original Care Citrus Part D Citrus Part D Plus
1.Premium and Other Important Information Not covered. You pay $25.30 each month for your Medicare Part D prescription benefits. You pay $49.40 each month for your Medicare Part D prescription benefits.
2.Prescription Drugs Not covered. Drugs Covered under Medicare Part D General

This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at www.citrushc.com on the web. Different out-ofpocket costs may apply for people who:

• have limited incomes,
• live in long term care facilities, or
• have access to Indian/Tribal/ Urban (Indian Health Service).

The plan offers national innetwork prescription coverage. This means that you will pay the same amount for your prescription drugs if you get them at an in-network pharmacy outside of the plans service area (for instance when you travel). Total yearly drug costs are the total drug costs paid by both you and the plan.
Drugs Covered under Medicare Part D General

This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at www.citrushc.com on the web. Different out-ofpocket costs may apply for people who:
• have limited incomes,
• live in long term care facilities, or
• have access to Indian/Tribal/ Urban (Indian Health Service).

 The plan offers national innetwork prescription coverage. This means that you will pay the same amount for your prescription drugs if you get them at an in-network pharmacy outside of the plan’s service area (for instance when you travel). Total yearly drug costs are the total drug costs paid by both you and the plan.
The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. Some drugs have quantity limits. Your provider must get prior authorization from Citrus Part D for certain drugs. The plan will pay for certain over-the counter drugs as part of its utilization management program. Some over-the-counter drugs are less expensive than prescription drugs and work just as well. Contact the plan for details. The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. Some drugs have quantity limits. Your provider must get prior authorization from Citrus Part D Plus for certain drugs. The plan will pay for certain overthe counter drugs as part of its utilization management program. Some over-the-counter drugs are less expensive than prescription drugs and work just as well. Contact the plan for details.
You must go to certain pharmacies for a very limited number of drugs, due to the special handling requirements of these drugs. These drugs are listed on the plan’s website, formulary, and printed materials, as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov.If a drug costs less than the normal co-pay amount, you will pay the co-pay for that drug. You must go to certain pharmacies for a very limited number of drugs, due to the special handling requirements of these drugs. These drugs are listed on the plan’s website, formulary, and printed materials, as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. If a drug costs less than the normal co-pay amount, you will pay the co-pay for that drug.

In-Network
$100 deductible.

In-Network
$0 deductible.
Initial Coverage
You pay the following until total yearly drug costs reach $2510:
Initial Coverage
You pay the following until total yearly drug costs reach $2510:
Retail Pharmacy Retail Pharmacy
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $20 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $15 co-pay for a one-month (31-day) supply of drugs
Preferred Brands
• $40 co-pay for a one-month (31-day) supply of drugs
Preferred Brands
• $30 co-pay for a one-month (31-day) supply of drugs
Brands
• $60 co-pay for a one-month (31-day) supply of drugs
Brands
• $60 co-pay for a one-month (31-day) supply of drugs
Specialty
• 25% coinsurance for a onemonth (31-day) supply of drugs
Specialty
• 25% coinsurance for a onemonth (31-day) supply of drugs
Long Term Care Pharmacy Long Term Care Pharmacy
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $20 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $15 co-pay for a one-month(31- day) supply of drugs
Preferred Brands
• $40 co-pay for a one-month (31-day) supply of drugs
Preferred Brands
• $30 co-pay for a one-month (31-day) supply of drugs
Brands
• $60 co-pay for a one-month (31-day) supply of drugs
Brands
• $60 co-pay for a one-month (31-day) supply of drugs
Specialty
• 25% coinsurance for a onemonth (31-day) supply of drugs
Specialty
• 25% coinsurance for a onemonth (31-day) supply of drugs
Coverage Gap Coverage Gap
No gap coverage.
You pay 100% of the cost of the drugs.
You pay the following:
The plan covers All Generics, Only Brands Plus through the gap.
Retail Pharmacy
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $15 co-pay for a one-month (31-day) supply of drugs
Long Term Care Pharmacy
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $15 co-pay for a one-month (31-day) supply of drugs
For all other covered drugs, after your total yearly drug costs reach $2510, you pay 100% until your yearly out-of-pocket drug costs reach $4050.
Catastrophic Coverage Catastrophic Coverage
After your yearly out-of-pocket drug costs reach $4050, you pay the greater of:
• $2.25 co-pay for generic (including brand drugs treated as generic) and $ 5.60 co-pay for all other drugs, or
• 5% coinsurance.
After your yearly out-of-pocket drug costs reach $4050, you pay the greater of:
• $2.25 co-pay for generic (including brand drugs treated as generic) and $5.60 co-pay for all other drugs, or
• 5% coinsurance.
Out-of-Network Out-of-Network
Plan drugs may be covered in special circumstances, for instance, illness while traveling outside of the plan’s service area where there is no network pharmacy. You may pay more than the co-pay if you get your drugs at an out-ofnetwork pharmacy. Plan drugs may be covered in special circumstances, for instance, illness while traveling outside of the plan’s service area where there is no network pharmacy. You may pay more than the co-pay if you get your drugs at an out-ofnetwork pharmacy.
Out-of-Network Initial Coverage Out-of-Network Initial Coverage
You pay the following until total yearly drug costs reach $2510: You pay the following until total yearly drug costs reach $2510:
Out-of-Network Pharmacy Out-of-Network Pharmacy
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $20 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $15 co-pay for a one-month (31-day) supply of drugs
Preferred Brands
• $40 co-pay for a one-month (31-day) supply of drugs
Preferred Brands
• $30 co-pay for a one-month (31-day) supply of drugs
Brands
• $60 co-pay for a one-month (31-day) supply of drugs
Brands
• $60 co-pay for a one-month (31-day) supply of drugs
Specialty
• 25% coinsurance for a onemonth (31-day) supply of drugs
Specialty
• 25% coinsurance for a onemonth (31-day) supply of drugs
Out-of-Network Coverage Gap Out-of-Network Coverage Gap
No gap coverage. You pay 100% of the cost of the drugs. You pay the following:
Generic
• $5 co-pay for a one-month (31-day) supply of drugs
Brands Plus
• $15 co-pay for a one-month (31-day) supply of drugs
Out-of-Network Catastrophic Coverage Out-of-Network Catastrophic Coverage
After your yearly out-of-pocket drug costs reach $4050, you pay the greater of:
• $2.25 co-pay for generic (including brand drugs treated as generic) and $5.60 co-pay for all other drugs, or
• 5% coinsurance.
After your yearly out-of-pocket drug costs reach $4050, you pay the greater of:
• $2.25 co-pay for generic (including brand drugs treated as generic) and $5.60 co-pay for all other drugs, or
• 5% coinsurance.